Member Benefits and Discounts

Your BEA membership entitles you to a multitude of services, programs, discounts and resources through NEA Member Benefits and AFT Plus. 

Make the most of your membership and take the time to explore this web page and the links provided. You could save hundreds of dollars! Some members make it a goal each year to save the cost of their membership dues with the discounts available to them.

New Members

Check out these no cost benefits for your first year of membership!

Free to All Members

$1 Million Professional Liability Insurance

The NEA Educators Employment Liability (EEL) Program provides $1 million professional liability insurance for members if they are sued as a result of their work for their employing school districts.

NEA Member Benefits

Find more about all the following benefits on the NEA Member Benefits website or contact NEA Member Benefits at (800) 637-4636 or   

Note: Some of these programs are not available in all states. Absolutely no dues dollars are used to market NEA Member Benefits programs.

NEA Discount Marketplace

NEA Member Benefits has partnered with Rakuten to bring you the NEA Discount Marketplace, giving you the ability to earn Cash Back while shopping at your favorite online stores. Place an order with an eligible merchant through Cash Back links in the NEA Discount Marketplace and Cash Back will automatically be added to your Rakuten account!


NEA Complimentary Life Insurance*: Eligible NEA members can get trusted life insurance protection for their families, at no cost. 

NEA Introductory Term Life Insurance*: $15,000 of complimentary life insurance to new members during their first year of membership.

NEA Group Term Life Insurance Plan*: Up to $500,000 of decreasing term life at affordable group rates for members and spouses.

NEA Accidental Death and Dismemberment Insurance Plan*: Several coverage options. Rates start at $19 a year.

NEA Guaranteed Issue Life Plan*: Coverage guaranteed for NEA members and their spouses ages 45 and older.

NEA Level Premium Group Term Life Insurance Plan*: Coverage amounts of $50,000 to $500,000 are available for 10-year, 15-year and 20-year terms. Premiums won’t increase or decrease for the entire term.

NEA Dental and Vision Insurance Program: Provides coverage for your dental and vision care expenses.

NEA Hospital Care Insurance Plan: Provides cash if you are hospitalized or includes post-hospital recovery at home.

NEA Income Protection® Plan: Provides income when you are unable to work due to illness or injury.

NEA Long-Term Care Insurance Program: Financial support in paying for necessary long-term care services like nursing home, home health and assisted living care.

NEA® Retiree Health Program*: Get help paying for costs not covered by Medicare—plus discounts on dental, vision care and more.

NEA Auto & Home Insurance Program: Get affordable coverage for your vehicles, home and personal belongings with unbeatable customer service for you and eligible family members.

NEA Pet InsuranceChoose from dozens of options to create the best plan for you and your pet. Pets Best customer care representatives will help you find your best options.

*Provided by the NEA Members Insurance Trust®

Credit Programs

NEA Credit Card Program®: Superior benefits exclusive to NEA members including low introductory annual percentage rate offers, rewards and competitive APRs.

                • NEA® Cash Rewards Card

                • The NEA RateSmart® Card

Banking and Lending Programs

First National Bank of Omaha Home Mortgage Program: Available to members and their spouses, parents and children, this mortgage offer from First National Bank of Omaha provides low, competitive rates and a range of options to help you find the solution that’s right for you and your family.

NEA Undergraduate Loan Program: Cover college expenses with a customized private student loan that fits your budget.

NEA Parent Loan Program: Use the strength of your credit to secure college funding for your child with a customized private parent loan that you control.

NEA Graduate Loan Program: Create your own customized, private student loan that fits your budget. Get help paying for postgraduate expenses that financial aid may not fully cover.

NEA Personal Loan®: The NEA Personal Loan Program can help you consolidate higher-interest debt or cover major purchases that may be a little out of reach. Whether you’re planning a wedding, itching to remodel your kitchen or you want to roll your credit card balances into one easy payment, this loan of up to $30,000 can help.

Investment and Retirement Programs

NEA Retirement Program: With the NEA Retirement Program, you can capitalize on resources and investment opportunities to save for retirement. Choose from a wide range of options and get 24/7 access to manage your funds.

Consumer Discount Programs

NEA® Auto Buying Program: The NEA Auto Buying Program gives you free access to online research tools and connects you with experienced Certified Dealers that are committed to price transparency and great service. See what others paid, then get your member pricing and head to the dealership for a test drive.

GE Appliances Store: Get member-only discounts on high-quality GE appliances at this full-service online shopping site. 

NEA Magazine Service: Save up to 85% on over 800 magazine titles for yourself or your classroom.

Costco Membership Discount: Save your hard-earned dollars by paying less for thousands of products. NEA members will receive a $30 Costco Shop Card1 with a new Costco membership and access to over 500 member-only warehouse locations across the country.

H&R Block: Get exclusive discounts on H&R Block tax preparation. (Only available January through March).

AT&T Wireless Service: Get 15% off wireless service and 20% off select accessories. 

NEA Office & Classroom Supplies: Get member-only ODP Business Solutions™ discounts on office furniture, supplies, electronics, print services & more. Free shipping on qualifying orders.

Health & Wellness Programs

NEA Mental Health Program: Rethink how you manage your mental health. Get clinically-validated tools for stress, anxiety, depression, or whatever you’re going through.

NEA Travel Program

Enroll in NEA Travel, a complimentary travel program that allows you to book car rentals, cruises, hotels, resorts and guided tours all in one place—for free. Plan your vacation now and receive amazing low prices on everything you need to take the vacation of your dreams or make a quick weekend getaway. Benefits of NEA Travel include: 

AFT Member Benefits

Find more about all the following benefits on the AFT Member Benefits website  or contact AFT Member Benefits at  (800) 238-1133 or


No-Cost Term Life Insurance for the New Member: New AFT members who are actively employed are entitled to $5,000 of term life insurance coverage with MetLife for one year at absolutely no cost. New members must complete, sign and return an application to be eligible.

Disability Income Insurance: This is a voluntary insurance program with MetLife that will provide nontaxable replacement income if you are unable to work due to an accident or extended sickness.

Voluntary Term Life: Voluntary term life insurance is designed to provide financial protection for your loved ones in the event of a premature death.

Accidental Death and Dismemberment: The AFT has arranged for all active, working members in good standing to have a $5,000 accidental death and dismemberment (AD&D) insurance policy from Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies, effective Jan. 1, 2021. The AD&D benefit is included in your AFT local union membership, so you’re already covered.

Trauma Counseling Programs and Services: A free, AFT-paid trauma counseling benefit offers immediate and confidential therapy by phone, video and text to help you move forward from covered personal and workplace traumas. Enhanced, paid coverage at a discount is also available. For AFT members only.

Pet Insurance: Union Plus has chosen Pets Best, a leading U.S. provider, to offer pet insurance plans to their members. Pet insurance reimburses you on your veterinary bills when your dog or cat gets sick or injured, giving you peace of mind as a pet parent.

Financial Services

Prepaid Debit Card: The AFT prepaid card program offers a direct deposit feature and more. Cardholders can bank anywhere and manage their finances 24/7 with the mobile app. It’s easy to get, simple to use. Use it everywhere debit cards are accepted – in-person, online or by phone.

Identity Theft Protection: Identity theft is the fastest-growing crime in America. All members, including retirees, can obtain an ID Threat Score as well as assistance in the event you are a victim of identity theft.

Credit and Budget Counseling: Free consumer credit counseling, budget advice and discounted debt-management services are available 24 hours a day to help members with confidential financial guidance.

Credit Card: The AFT+ Card Program offers several card choices designed to meet the needs of AFT members and their families. The AFT+ Credit Card Program is issued by Capital One. 

Legal Services: AFT + legal services makes it easy for members and their families to get the legal help they need to avoid and solve legal problems—and usually for free! One toll-free call or visit to the Web puts you in touch with a nationwide network law offices that offer free 30-minute consultations and discounted services.

Assistance in Time of Job Interruption: In tough times, a variety of AFT + Member Benefits programs, through Union Plus, offer tools to help stretch your household budget and in some cases, offer direct financial aid.

Education and Learning Opportunities

Affordable college for Union Families: The Affordable College for Union Families Benefit can help you (and your family members) afford a college education without piling on thousands of dollars in student debt.

Robert G. Porter Scholars Program: This program offers four 4-year, $8,000 post-secondary scholarships to students who are dependents of AFT members, as well as 10 one-time $1,000 grants to AFT members.

Union Plus Scholarships: Since 1991, the Union Plus Scholarship Program has awarded more than $4.3 million to students of working families who want to begin or continue their post-secondary education.

Student Debt Clinics: As a union, we are fighting to make college affordable and student debt manageable. However, 44 million people in the United States are saddled with student loan debt. We offer ways to help our members and affiliates.


Car Rental: AFT members and their families save up to 35 percent with car rental discounts.

Southwest Airlines: AFT members can receive discounts on flights through our SWABIZ® account. SWA is offering an 8% discount off Business Select® fares, 6% discount off Anytime fares and a 3% discount off select Wanna Get Away® fares for travel, along with other benefits. (For members only; login required.)

Vacation Tours: Take the vacation of your dreams. Save on travel destinations around the world when you experience guided travel with Collette Vacations using your AFT discount.

Theme Parks: Members can receive great discounts on water and theme park admissions, including Disney, Universal Studios, Six Flags, and many more.

Hotel Discounts: As an AFT member, you can choose from two options for hotel discounts—Hilton and Wyndham properties. You will save up to 20% off the 'best available rate' at over 9,000 participating Wyndham hotels worldwide; and 12% chain-wide discount at all global Hilton hotels.

Wyndham Tours & Extra Holidays: Looking for a vacation destination? Extra Holidays has 20% off the ‘best available rate’ at over 200 condo resorts including Club Wyndham, Worldmark by Wyndham, Shell Vacations Club, Margaritaville Vacation Club and more. Call 800-428-1932 and use promo code 8000000297 or make your reservations online.

Additional Discounts and Services

DinnerTime: Save time and money. Enjoy delicious, healthy dinners made at home with grocery store savings baked in! Customize your menu for prep time, budget, health concerns, allergies, family tastes, and much more. AFT members and their families receive a 40 percent discount.

Health Discount Savings: The Union Plus Health Discount Savings gives participating members and their families significant discounts on dental and eye care from participating program providers.

Medical Alert Monitoring: Whether you are a caregiver for an aging loved one, or want to make sure you have quick access to help throughout your day, LifeStation’s suite of medical alert technology can help! A nationally recognized provider that sends help at the push of a button within minutes. This is an exclusive discount for AFT members only.

Dell Computers: Do you need a new computer? Do your kids need their own laptop for classwork? AFT members get 10 percent off Dell’s consumer line of Dell branded computers, laptops and monitors. Enter the AFT members-only portal and click to get your 10 percent discount coupon when shopping. Price match guarantee, free shipping and a dedicated customer service team.

Office Depot/Office Max: Discounts for AFT members only (requires registration) up to 55% off core office and school supplies as well as services such as printing, tech services, and more.

Dansko: Only for AFT members—shop online for Dansko shoes and receive 20 percent off. Dansko makes shoes that are simply good for your feet—all day, every day.

Powell's Online Bookstore: Order books from Powell’s, the highly acclaimed online bookstore and the largest unionized bookstore in the country.

AT&T Wireless Discount: Save 15 percent on the monthly service charge of qualified AT&T wireless plans through the Union Plus Wireless Discount Program with AT&T, the only national unionized wireless company.

Magazines: Enjoy new and renewed subscriptions to popular titles The New Yorker, Newsweek, Time, Discover, Smithsonian, Sports Illustrated and many more!

Auto Buying: This service allows you to receive pre-negotiated, best-market pricing on new cars and trucks without having to negotiate with the dealer. The union program also features a $100 rebate for new union-assembled vehicles and a $200 rebate on union-assembled “green” vehicles.

Teleflora Flowers: Save 25% on flowers, gifts, and plants through Teleflora, and have them hand-delivered anywhere in the world. Same-day hand delivery by local florists (if ordered before noon in recipient's time zone).